Project the growth of a lump sum plus regular monthly contributions, then see what's left after tax and what a 4% withdrawal sustains. Fields default to long-run S&P 500 assumptions.
Effective annual rate. S&P 500 nominal long-run average ≈ 10%.
Used for the "today's money" view. Euro-area target ≈ 2%.
PT mais-valias default = 28%. Applied to profit only.
The "4% rule" annual drawdown.
Final value
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Your money
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Interest gained
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Sustainable drawdown at the rate above, applied to the final balance. Post-tax figures assume each withdrawal is taxed at the gains rate — a rough upper bound, since real withdrawals mix principal and profit.